How can Spruce help?
Spruce is an all-in-one mobile banking app built by H&R Block to help you take control of your finances.
Spruce fintech platform is built by H&R Block, which is not a bank. Bank products by Pathward®, N.A., Member FDIC.
Make the most of every dollar with Spruce
With savings and budgeting features designed to help you manage your finances, the Spruce mobile banking app is your partner in financial well-being.
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By providing your email, you agree to receive Spruce marketing emails. See our Privacy Notice for how we collect and use your info. Bank products by Pathward®, N.A., Member FDIC
Features you’ll love
Early tax refund
With Spruce, you can get your federal tax refund up to 5 days early.
High-yield rate
Opt in and earn ![apy:savings-interest-rate]! APY on your Savings Account without minimum balance requirements.
Budget tracking
Automatically categorizes your transactions.
Early payday
Get paid up to 2 days early with direct deposit.
Get the Spruce mobile app
With this platform, built by H&R Block, you can access your account anywhere, anytime for balance checks on-the-fly, finding ATMs in a flash, and so much more.
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